Five Tips For First Time Buyers

Dated: 09/20/2016

Views: 191

Image title

First Time Home Buyer Tips 

No matter how much time you spend on researching and educating yourself about your home purchase, it’s hard to cover every detail. Here are a few tips for avoiding rookie mistakes with your first home purchase.


  1. Save as early as you can: Even if you think you’re years away from buying your first home, try to start saving for your down payment. It makes a huge difference in your monthly payments, and helps avoid paying Private Mortgage Insurance.

  2. Be thorough with mortgage shopping: There are countless resources out there that can help you get the best terms for your mortgage. It may seem like a lot of work to shave less than a point off your mortgage rate, but it’ll save you thousands in the long run.

  3. Consult a skeptic: You’re likely to fall in love with a home, and that can make it difficult to take problems seriously. Bring along a skeptical friend or family member who can give you an honest opinion.

  4. Be patient with getting settled: You’ll be anxious to make your new home your own, but take some time to see how your budget truly shakes out. In other words, hold off on big furniture purchases and remodeling projects.

  5. Make sure you’re happy with the neighborhood: The house may be perfect, but don’t discount the surroundings. You don’t want to end up in the suburbs if you’re going to miss walking to your favorite coffee shop, and you don’t want to settle for the city if you’re looking forward to some peace and quiet.


Ready to get started give me a call for a Free Buyer Consultation at 843-227-0054

Latest Blog Posts

Bluffton Real Estate Market Report December 2017

Here is a look at the Bluffton Real Estate Market for December 2017. According to a report released by the Hilton Head Area Association of Realtors and the local MLSA Look at the Housing StatsThe

Read More

Deadline For Appealing Coastal Setback Regulations

Heard great news from Nick Kremydas, CEO of the South Carolina Association of Realtors, recently regarding the setback lines for rebuilding on the coast.  Nick was the keynote

Read More

Coming Soon 47 Woods Bay Bluffton SC

Coming SoonSearch Bluffton Homes For SaleAll Bluffton HomesBluffton Homes Under $200KBluffton Homes Under $300KBluffton Homes Under $400KBluffton Home Under $500KBluffton Homes Under $600KBluffton

Read More

Home Energy Awareness

Home Energy AwarenessAfter the mortgage payment, the largest homeowner expense is for utilities and the major component is energy. Contributing factors include air leaks, insulation, heating and

Read More